Yesterday the market dived 1000 points so what USE are plans for retirement! The answer is the adage,
Plans are useless, but planning is indispensable.
So I’m planning for retirement, but I don’t expect everything to go exactly according to my plan – I’m saving as best I can and trying to invest wisely and not spend money… sticking to my plan (despite the clothes Dryer recently breaking!) – I’m sticking my stake in the ground for 20 years from now with at least some “flight plan” and I’ll adjust my “flight path” as I go along the flight.
There may BE market crashes, variability in my local cost of living, unexpected health issues or car costs and so much more. With so many variables t’s normal to have it not go perfectly, sure, but that is way, way better than not having a plan!